Mvula Loans

Terms and Conditions

These terms govern the use of the Mvula Loans platform, account registration, and loan application services. By creating an account, you confirm that you have read and accepted these terms.

Eligibility

You must provide accurate personal details, a valid phone number, and valid identification information when registering or applying for a loan.

Loan Applications

Submitting an application does not guarantee approval. Every application is reviewed based on verification checks, affordability, and collateral assessment.

Collateral Verification

Collateral details and supporting images may be used to speed up review, but Mvula Loans may still require in-person verification before disbursement.

Repayment Obligation

Approved borrowers must repay the agreed total amount within the selected period. Late repayment may lead to penalties or recovery action as allowed by policy and law.

Account Responsibility

You are responsible for keeping your account credentials secure and for all activity carried out using your account.

Accuracy Of Information

False, misleading, or incomplete information may result in rejection of an application, suspension of access, or further action where necessary.

Communication

Mvula Loans may contact you using the phone number or email address you provide for account updates, application decisions, repayment reminders, and support.